we are committed to serving our community

The Smart Choice Credit Union, formerly known as the Bradley Initiative Credit Union (BICU), was founded by the Bradley Initiative Church and Community (BICC) in 2003.

We are located in the re-modeled Blythe Avenue School, now known as the Blythe Neighborhood Safe Haven and Resource Center. Our services are designed for all residents and offered in a friendly, comfortable environment in a location that is not only convenient to the neighborhood, but secure as well. Although the history of our credit union is relatively new, our future is bright and promising and our growth potential is unlimited. Current membership is at 1,480 and we forsee that membership number increasing as we continue to provide our current services and implement additional programs. We are proud of our 14 years of service to the Cleveland and Bradley community and are looking forward to many more.

Smart Choice Credit Union


It is indeed a pleasure to have an opportunity to welcome our members to our new credit union website, SmartChoiceCreditUnion.com. We fully anticipate that Smart Choice will provide new and exciting services, many of them electronic in future updates. I urge you to participate in your credit union as a member and an owner.  Denis Collins, President


Ed Mcintire Retired

After 16 years of dedication Ed Mcintire has retired from the Board of Directors as it's Chairman. Dr. Mcinitire was the driving force in chartering the Bradley Initiative Credit Union in 2003. " Ed made it happen" said Denis Collins, the credit union's President and...

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2018 Annual Members Meeting

Come out to our annual members meeting on March 22nd, at 5:30 pm in the gym! There will be... Door prizes! Refreshments Fun for the entire family! Find out more about what is going on with your local credit union! A lot of exciting things to share and talk...

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