we are committed to serving our community

The Smart Choice Credit Union, formerly known as the Bradley Initiative Credit Union (BICU), was founded by the Bradley Initiative Church and Community (BICC) in 2003.

We are located in the re-modeled Blythe Avenue School, now known as the Blythe Neighborhood Safe Haven and Resource Center. Our services are designed for all residents and offered in a friendly, comfortable environment in a location that is not only convenient to the neighborhood, but secure as well. Although the history of our credit union is relatively new, our future is bright and promising and our growth potential is unlimited. Current membership is at 1,480 and we forsee that membership number increasing as we continue to provide our current services and implement additional programs. We are proud of our 14 years of service to the Cleveland and Bradley community and are looking forward to many more.

Smart Choice Credit Union


It is indeed a pleasure to have an opportunity to welcome our members to our new credit union website, SmartChoiceCreditUnion.com. We fully anticipate that Smart Choice will provide new and exciting services, many of them electronic in future updates. I urge you to participate in your credit union as a member and an owner.  Denis Collins, President


Annual Member Meeting 2019 Update

We had a wonderful time at our member meeting! The presentation on improving your credit score from Mark Gravell was very informative! Linda and Diane traded in their great customer service skills for pizza serving skills! Lucky Sherry Roberson won our Regions Bank...

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Retired Chairman Ed McIntire

Everybody has been asking what our retired Chairman has been doing, well this should show that Smart Choice Credit Union doesn't come in to play like it used to. Ed is going strong at work and at play. What a great guy!  

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